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Investment Vs Beauty

25 Year Old Beauty Seeks Rich Banker
05/10/2007 following exchange took place on Craigslist - don't miss
investment banker's response

'What am I doing wrong?'
Okay, I'm tired of beating around the bush. I'm a beautiful
(spectacularly beautiful) 25 year old girl. I'm articulate and classy.
I'm not from . I'm looking to get married to a guy who makes at least
half a million a year. I know how that sounds, but keep in mind that a
million a year is middle class in New York City, so I don't think I'm
overreaching at all.

Are there any guys who make 500K or more on this board ? Any wives ?
Could you send me some tips ? I dated a business man who made an
average of around 200 - 250K. But that's where I seem to hit a
roadblock. $250,000 won't get me to Central Park West. I know a woman
in my yoga class who was married to an investment banker, and lives in
Tribeca. She's not as pretty as I am, nor is she a great genius. So
what is she doing right ? How do I get to her level ?

Here are my questions specifically:
- Where do you single rich men hang out ? Give me specifics - bars,
restaurants, gyms
- What are you looking for in a mate? Be honest guys, you won't hurt
my feelings
- Is there an age range I should be targeting ?
- Why are some of the women living lavish lifestyles on the so plain?
I've seen really `Plain Jane' boring types, who have nothing to offer
incredibly wealthy guys. Then I've seen drop dead gorgeous girls in
singles bars in the . What's the story there ?

- Lawyers, investment bankers, doctors. How much do those guys really
make ? And where do the hedge fund guys hang out ?

- How do you rich guys decide on marriage vs. just a girlfriend ? I am
looking for MARRIAGE ONLY.
Please hold your insults - I'm putting myself out there in an honest
way. Most beautiful women are superficial - at least I'm being up
front about it. I wouldn't be searching for these kind of guys if I
wasn't able to match them - in looks, culture, sophistication, and
keeping a nice hearth and home'.

An Investment Banker's Response:
Dear Pers-431649184:

'I read your posting with great interest and have thought meaningfully
about your dilemma. I offer the following analysis of your predicament.

Firstly, I'm not wasting your time. I qualify as a guy who fits your
bill - that is, I make more than $500K per year. That said, here's how
I see it:

Your offer, from the prospective of a guy like me, is a plain and
simple crappy business deal. Here's why. Cutting through all the B.S.,
what you suggest is a simple trade: you bring your looks to the party
and I bring my money. Fine, simple. But here's the rub, your looks
will fade and my money will likely continue into perpetuity - in fact,
it is very likely that my income will increase, but it is an absolute
certainty that you won't be getting any more beautiful!

So, in economic terms, you are a depreciating asset. Not only are you
a depreciating asset, however, your depreciation accelerates! Let me
explain - you're 25 now and will likely remain pretty hot for the next
5 years, but less so each year. Then the fade begins in earnest. By 35
- stick a fork in you!

So, in Wall Street terms, we'd call you a trading position - not a buy
and hold…hence the rub…marriage. It doesn't make good business sense
to 'buy you' (which is what you're asking) - so I'd rather lease. In
case you think I'm being cruel, I would say the following: if my money
were to go away, so would you - so when your beauty fades I need an
out too. It's as simple as that. So the deal that makes sense for me
is dating, not marriage.

Separately, I was taught early in my career about efficient markets.
So, I wonder why a girl as 'articulate, classy and spectacularly
beautiful' as you has been unable to find your sugar daddy. I find it
hard to believe that, if you are as gorgeous as you say you are, your
$500K man hasn't found you - if only for a tryout.

By the way, you could always find a way to make your own money - and
then we wouldn't need to have this difficult conversation.
With all that said, I must say you're going about it the right way.
Classic 'pump and dump'. I hope this is helpful, and if you want to
enter into some sort of lease, please let me know'.

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